When you decide to buy insurance, it's a big step. You can trust us to ask the right questions, research the best options and most of all - LISTEN TO YOU

The rising cost of medical care and the resulting pressure on health insurance premiums makes health insurance top priority if you want to have your health expenses covered at a reasonable cost. The current health insurance system is quite complex and constantly changing. The information below may help answer your questions:

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HEALTH INSURANCE BASICS What are my health insurance choices?  Are there any other sources for covering medical expenses?  Are there any specialty health insurance policies?  What can I do if I am having trouble settling my claim?
BUYING HEALTH CARE INSURANCE
Should I participate in my employer’s health insurance program?  How do I pick a health plan?  How can I determine the quality of the insurance plan I am looking at?  If I change jobs or become unemployed, can I take my health insurance coverage with me?  If my employer does not offer health insurance, can I buy an individual policy?  How can I lower my health insurance costs?
OTHER QUESTIONS ABOUT HEALTH INSURANCE Can I deduct my health insurance premiums on my income tax return?  Can I deduct the medical expenses that my insurance does not cover on my income tax return?  Can I buy health insurance if I have a serious illness such as AIDS or diabetes, or if I have a chronic condition such as high blood pressure or asthma?  Do I need to alert my insurance company if I am expecting a baby?  Will my health insurance pay my medical expenses outside the United States?  What if I am disabled and can't work?  Where can I go for more information?
HEALTH INSURANCE TERMINOLOGY Co-payments or Co-insurance  Community Rating Laws  Credit Score  Deductible  Family Coverage  HIPAA (Health Insurance Portability and Accountability Act)  In-Network/Out-of-Network  Managed Care  Preexisting Condition  Primary Care Physician  Information provided by:www.iii.org

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